/* Apex Commercial Funding: brand stylesheet
   Palette sampled from the logo. Fonts self-hosted (Montserrat, Inter). */
@font-face{font-family:"Montserrat";src:url(../fonts/montserrat-latin.woff2) format("woff2");font-weight:500 900;font-display:swap}
@font-face{font-family:"Inter";src:url(../fonts/inter-latin.woff2) format("woff2");font-weight:300 800;font-display:swap}
:root{
  --navy:#183EA2; --royal:#214DB6; --signal:#3479D8; --sky:#53B6F7; --charcoal:#2E2C2D;
  --ink:#1d1c1d; --muted:#5b6472; --line:#dfe5ef; --cloud:#F4F7FC; --white:#fff;
  --deep:#0f1f4d; --danger:#c0392b;
  --grad:linear-gradient(90deg,var(--navy) 0%,var(--signal) 55%,var(--sky) 100%);
  --radius:14px; --shadow:0 1px 2px rgba(16,24,40,.05),0 8px 24px rgba(24,62,162,.08);
  --head:"Montserrat",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
  --body:"Inter",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;font-family:var(--body);font-size:16px;line-height:1.6;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--royal)} a:hover{color:var(--navy)}
h1,h2,h3{font-family:var(--head);line-height:1.15;margin:0 0 .5em;color:var(--charcoal)}
h1{font-size:clamp(2rem,4.6vw,3.4rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,3vw,2.2rem);font-weight:800;letter-spacing:-.01em}
h3{font-size:1.1rem;font-weight:700}
p{margin:0 0 1em}
code{font-size:.88em;background:var(--cloud);padding:.1em .35em;border-radius:5px}
.wrap{width:min(1200px,100% - 40px);margin-inline:auto}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:8px 14px;border-radius:8px;z-index:100}
.skip:focus{left:8px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.ico{width:28px;height:28px;flex:none} .ico.sm{width:18px;height:18px}
.eyebrow{font-family:var(--head);font-weight:700;font-size:.78rem;letter-spacing:.24em;text-transform:uppercase;color:var(--signal);margin-bottom:.8rem}
.eyebrow.light{color:var(--sky)}
.lead{font-size:1.15rem;color:var(--muted);max-width:640px}
.small{font-size:.875rem} .muted{color:var(--muted)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;font-family:var(--head);font-weight:700;font-size:.95rem;letter-spacing:.01em;padding:.8em 1.4em;border-radius:10px;border:2px solid transparent;text-decoration:none;cursor:pointer;transition:transform .15s,background .15s,box-shadow .15s,color .15s;line-height:1.1}
.btn-primary{background:var(--navy);color:#fff;box-shadow:0 6px 16px rgba(24,62,162,.25)}
.btn-primary:hover{background:var(--royal);color:#fff;transform:translateY(-1px)}
.btn-primary.is-pending{background:#8a9bc9;box-shadow:none}
.btn-outline-light{border-color:rgba(255,255,255,.55);color:#fff;background:transparent}
.btn-outline-light:hover{background:rgba(255,255,255,.1);color:#fff;border-color:#fff}
.btn-ghost{background:var(--cloud);color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--signal)}
.btn-lg{padding:1em 1.7em;font-size:1rem}
:focus-visible{outline:3px solid var(--sky);outline-offset:2px}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s}
.site-header.scrolled{border-color:var(--line);box-shadow:0 4px 18px rgba(16,24,40,.06)}
.nav-row{display:flex;align-items:center;justify-content:space-between;height:76px;gap:20px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img{width:46px;height:auto}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-apex{font-family:var(--head);font-weight:900;font-size:1.55rem;letter-spacing:.02em;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.brand-tag{font-family:var(--head);font-weight:600;font-size:.56rem;letter-spacing:.32em;text-transform:uppercase;color:var(--navy);margin-top:4px}
.site-nav{display:flex;align-items:center;gap:28px}
.nav-links{display:flex;align-items:center;gap:26px;list-style:none;margin:0;padding:0}
.nav-links>li>a,.menu-btn{font-family:var(--head);font-weight:600;font-size:.92rem;color:var(--charcoal);text-decoration:none;background:none;border:0;cursor:pointer;padding:8px 0;display:flex;align-items:center;gap:6px}
.nav-links>li>a:hover,.menu-btn:hover{color:var(--navy)}
.caret{width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-3px)}
.has-menu{position:relative}
.menu{position:absolute;top:calc(100% + 10px);left:-20px;width:320px;list-style:none;margin:0;padding:10px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(-6px);transition:.18s}
.has-menu.open .menu{opacity:1;visibility:visible;transform:none}
@media (hover:hover) and (min-width:961px){.has-menu:hover .menu{opacity:1;visibility:visible;transform:none}}
.menu a{display:flex;align-items:center;gap:10px;padding:9px 12px;border-radius:9px;text-decoration:none;color:var(--charcoal);font-weight:500;font-size:.93rem}
.menu a:hover{background:var(--cloud);color:var(--navy)}
.menu .ico{color:var(--signal)}
.nav-toggle{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--charcoal);border-radius:2px;transition:.2s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* hero */
.hero{position:relative;background:radial-gradient(1200px 500px at 85% 10%,rgba(83,182,247,.22),transparent 60%),radial-gradient(800px 500px at 0% 100%,rgba(52,121,216,.25),transparent 60%),linear-gradient(160deg,#1a1919 0%,var(--charcoal) 45%,#16264f 100%);color:#fff;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:40px;align-items:center;padding:96px 0 104px}
.hero h1{color:#fff}
.hero .lead{color:#c9d3e6}
.grad{background:linear-gradient(90deg,var(--signal),var(--sky));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero-ctas{display:flex;flex-wrap:wrap;gap:14px;margin:30px 0 34px}
.hero-points{display:flex;flex-wrap:wrap;gap:12px 26px;list-style:none;padding:0;margin:0;color:#dbe4f5;font-size:.93rem}
.hero-points li{display:flex;align-items:center;gap:8px}
.hero-points .ico{color:var(--sky)}
.hero-art{position:relative;display:flex;justify-content:center}
.hero-art img{width:min(340px,100%);filter:drop-shadow(0 30px 60px rgba(0,0,0,.45))}
.hero-bars{position:absolute;bottom:-30px;right:6%;display:flex;gap:8px;align-items:flex-end;opacity:.35}
.hero-bars span{width:14px;background:var(--grad);border-radius:3px}
.hero-bars span:nth-child(1){height:30px}.hero-bars span:nth-child(2){height:48px}.hero-bars span:nth-child(3){height:66px}.hero-bars span:nth-child(4){height:88px}
.hero-rule{height:4px;background:var(--grad)}

/* sections */
.section{padding:96px 0}
.section.alt{background:var(--cloud)}
.section-title{max-width:760px}
.section-lead{font-size:1.08rem;color:var(--muted);max-width:680px;margin-bottom:44px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}

.sol-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.sol-card{position:relative;display:flex;flex-direction:column;padding:26px 24px 22px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);text-decoration:none;color:inherit;transition:transform .18s,box-shadow .18s,border-color .18s;overflow:hidden}
.sol-card::before{content:"";position:absolute;inset:0 0 auto 0;height:3px;background:var(--grad);transform:scaleX(0);transform-origin:left;transition:transform .25s}
.sol-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#c6d4ee;color:inherit}
.sol-card:hover::before{transform:scaleX(1)}
.sol-icon{width:52px;height:52px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,rgba(24,62,162,.1),rgba(83,182,247,.18));color:var(--navy);margin-bottom:18px}
.sol-card h3{font-size:1.05rem;margin-bottom:.4em}
.sol-card p{color:var(--muted);font-size:.93rem;flex:1}
.sol-link{font-family:var(--head);font-weight:700;font-size:.86rem;color:var(--royal)}
.finder{margin-top:28px;padding:24px 28px;display:flex;flex-wrap:wrap;gap:16px 28px;align-items:center;justify-content:space-between;background:linear-gradient(90deg,#fff,var(--cloud))}
.finder h3{margin-bottom:.2em}.finder p{margin:0;color:var(--muted)}
.finder-row{display:flex;gap:10px;flex-wrap:wrap;flex:1 1 380px;max-width:560px}
.finder-row select{flex:1 1 260px}

.how-grid{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:h}
.how-grid li{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;position:relative}
.how-num{font-family:var(--head);font-weight:800;font-size:2.2rem;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent;display:block;margin-bottom:10px}
.how-grid p{color:var(--muted);margin:0;font-size:.95rem}

.why-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.why-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:18px}
.why-list li{display:flex;gap:14px;padding:22px;border:1px solid var(--line);border-radius:var(--radius)}
.why-list .ico{color:var(--signal)}
.why-list p{margin:0;color:var(--muted);font-size:.93rem}

.compliance-strip{background:var(--cloud);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:18px 0;font-size:.9rem;color:var(--muted)}
.compliance-strip p{margin:0;display:flex;gap:10px;align-items:flex-start}
.compliance-strip .ico{color:var(--navy);margin-top:3px}

.contact{background:linear-gradient(150deg,var(--deep) 0%,var(--navy) 60%,var(--royal) 100%);color:#fff}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:start}
.section-title.light,.lead.light{color:#fff}.lead.light{opacity:.85}
.contact-direct{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:10px}
.contact-direct a{color:#fff;font-weight:600}
.contact-form{padding:30px;color:var(--ink)}
.form-success{margin:16px 0 0;padding:12px 14px;background:#e8f6ee;border-radius:10px;color:#17603a;font-weight:600}

/* footer */
.site-footer{background:var(--charcoal);color:#c8ccd3;padding:64px 0 28px;font-size:.93rem}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:36px}
.footer-brand img{width:130px;margin-bottom:14px}
.site-footer h3{color:#fff;font-size:.8rem;letter-spacing:.2em;text-transform:uppercase;margin-bottom:14px}
.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.site-footer a{color:#c8ccd3;text-decoration:none}.site-footer a:hover{color:#fff}
.footer-legal{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:22px;font-size:.8rem;color:#9aa0aa}
.footer-legal a{text-decoration:underline}

/* application pages */
.page-hero{background:linear-gradient(160deg,#1a1919 0%,var(--charcoal) 50%,#16264f 100%);color:#fff;padding:64px 0 72px;position:relative}
.page-hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:4px;background:var(--grad)}
.page-hero.slim{padding:56px 0}
.page-hero h1{color:#fff;font-size:clamp(1.9rem,4vw,2.9rem)}
.page-hero .lead{color:#c9d3e6}
.page-hero .eyebrow{color:var(--sky)}
.page-hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:40px;align-items:center}
.pill-list{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:22px 0 0}
.pill-list li{padding:6px 12px;border:1px solid rgba(255,255,255,.25);border-radius:999px;font-size:.85rem;color:#e3eaf7}
.hero-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.15);border-radius:var(--radius);padding:24px 26px}
.hero-card h2{color:#fff;font-size:1.05rem;letter-spacing:.06em;text-transform:uppercase}
.hero-card .small{color:#b9c3d6;margin:14px 0 0}
.ticks{list-style:none;margin:0;padding:0;display:grid;gap:8px;color:#e3eaf7;font-size:.95rem}
.ticks li{padding-left:26px;position:relative}
.ticks li::before{content:"";position:absolute;left:0;top:.35em;width:14px;height:8px;border-left:2.5px solid var(--sky);border-bottom:2.5px solid var(--sky);transform:rotate(-45deg)}

.app-layout{display:grid;grid-template-columns:240px 1fr;gap:40px;padding:48px 0 96px;align-items:start}
.progress{position:sticky;top:100px}
.progress ol{list-style:none;margin:0;padding:0;display:grid;gap:4px}
.progress a{display:flex;align-items:center;gap:12px;padding:9px 12px;border-radius:10px;text-decoration:none;color:var(--muted);font-weight:500;font-size:.93rem}
.progress a:hover{background:var(--cloud);color:var(--navy)}
.progress .num{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;font-family:var(--head);font-weight:700;font-size:.8rem;border:1.5px solid var(--line);background:#fff;flex:none}
.progress a.active{background:var(--cloud);color:var(--navy);font-weight:600}
.progress a.active .num{background:var(--navy);border-color:var(--navy);color:#fff}
.progress a.done .num{background:var(--sky);border-color:var(--sky);color:#fff}
.progress-bar{margin-top:16px;height:6px;border-radius:6px;background:var(--line);overflow:hidden}
.progress-bar span{display:block;height:100%;width:14%;background:var(--grad);transition:width .3s}

.app-form{display:grid;gap:24px;min-width:0}
.step{padding:30px 32px}
.step h2{display:flex;align-items:center;gap:14px;font-size:1.35rem;margin-bottom:20px}
.step h2 .num{width:36px;height:36px;border-radius:10px;display:grid;place-items:center;background:var(--grad);color:#fff;font-size:.95rem;flex:none}
.help{color:var(--muted);font-size:.93rem;margin-top:-6px}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 20px}
.fld{display:flex;flex-direction:column;gap:6px;min-width:0}
.fld.full{grid-column:1/-1}
.fld label,fieldset legend{font-weight:600;font-size:.9rem;color:var(--charcoal)}
.req{color:var(--danger);margin-left:3px}
.hint{color:var(--muted);font-size:.8rem}
input,select,textarea{font:inherit;font-size:1rem;color:var(--ink);background:#fff;border:1.5px solid #cfd8e6;border-radius:10px;padding:.7em .85em;width:100%;transition:border-color .15s,box-shadow .15s}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--signal);box-shadow:0 0 0 4px rgba(52,121,216,.15)}
textarea{resize:vertical;min-height:90px}
select{appearance:none;background-image:linear-gradient(45deg,transparent 50%,var(--navy) 50%),linear-gradient(135deg,var(--navy) 50%,transparent 50%);background-position:calc(100% - 18px) 55%,calc(100% - 13px) 55%;background-size:5px 5px;background-repeat:no-repeat;padding-right:2.4em}
.money{position:relative}
.money span{position:absolute;left:.85em;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600}
.money input{padding-left:1.8em}
input[type="checkbox"],input[type="radio"]{width:18px;height:18px;padding:0;accent-color:var(--navy);flex:none;margin-top:.2em}
fieldset{border:0;padding:0;margin:0;min-width:0}
.chip-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}
.chip{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border:1.5px solid #cfd8e6;border-radius:999px;font-size:.9rem;cursor:pointer;transition:.15s;font-weight:500}
.chip input{margin:0}
.chip:has(input:checked){border-color:var(--navy);background:rgba(24,62,162,.06);color:var(--navy)}
.check-line label{display:flex;gap:10px;align-items:flex-start;font-weight:500}
.owners{display:grid;gap:12px;margin-bottom:14px}
.owner-row{display:grid;grid-template-columns:1.4fr 1fr .6fr 1.3fr 40px;gap:12px;align-items:end;padding:14px;background:var(--cloud);border-radius:12px}
.icon-btn{width:40px;height:44px;border:1px solid var(--line);background:#fff;border-radius:10px;font-size:1.3rem;color:var(--muted);cursor:pointer}
.icon-btn:hover{color:var(--danger);border-color:var(--danger)}
.owners .owner-row:only-child .icon-btn{visibility:hidden}
.step>.fld.full{margin-top:16px}
.yn-list{display:grid;gap:0;margin-bottom:16px;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.yn{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:14px 18px;border-bottom:1px solid var(--line)}
.yn:last-child{border-bottom:0}
.yn-opts{display:flex;gap:18px;flex:none}
.yn-opts label{display:flex;gap:6px;align-items:center;font-weight:500;cursor:pointer}
.yn-opts input{margin:0}
.upload-box{display:flex;gap:22px;padding:26px;border:2px dashed #b9c9e8;border-radius:var(--radius);background:linear-gradient(135deg,rgba(24,62,162,.04),rgba(83,182,247,.08));margin-bottom:22px}
.upload-icon{width:58px;height:58px;border-radius:14px;background:var(--grad);color:#fff;display:grid;place-items:center;flex:none}
.upload-box h3{margin-bottom:.35em}
.upload-box p{color:var(--muted);font-size:.94rem}
.doc-list{list-style:none;margin:0 0 6px;padding:0;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.doc{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:12px 16px;border-bottom:1px solid var(--line)}
.doc:last-child{border-bottom:0}
.doc:nth-child(even){background:#fafbfe}
.doc label{display:flex;gap:12px;align-items:flex-start;cursor:pointer;font-size:.95rem}
.doc label:has(input:checked) .doc-name{color:var(--muted);text-decoration:line-through}
.tag{font-family:var(--head);font-size:.68rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:4px 9px;border-radius:999px;white-space:nowrap;flex:none}
.tag-required{background:rgba(24,62,162,.1);color:var(--navy)}
.tag-optional{background:#eef1f5;color:var(--muted)}
.tag-if{background:rgba(83,182,247,.18);color:#1b6aa8}
.consents{display:grid;gap:12px;margin-bottom:22px}
.consents label{display:flex;gap:12px;align-items:flex-start;font-size:.94rem;line-height:1.5}
.notice{display:flex;gap:12px;align-items:flex-start;padding:16px 18px;border-radius:12px;background:rgba(83,182,247,.12);border:1px solid rgba(52,121,216,.25);color:var(--deep)}
.notice p{margin:0;font-size:.94rem}.notice .ico{color:var(--navy);margin-top:3px}
.submit-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.form-errors{margin-top:18px;padding:12px 16px;border-radius:10px;background:#fdecea;color:#8a2318;font-weight:600}
.invalid input,.invalid select,.invalid textarea,input.invalid{border-color:var(--danger)!important;box-shadow:0 0 0 3px rgba(192,57,43,.12)}
.yn.invalid,fieldset.invalid,label.invalid{background:#fdf3f2;border-radius:8px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

.confirm{padding:56px 0 96px}
.confirm-card{padding:44px;text-align:left;max-width:860px;margin:auto}
.confirm-mark{width:64px;height:64px;border-radius:50%;background:var(--grad);color:#fff;font-size:2rem;display:grid;place-items:center;margin-bottom:18px}
.confirm-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin:26px 0}
.next{padding-left:1.2em;margin:0;color:var(--muted)}
.deal-id{font-family:var(--head);color:var(--navy);letter-spacing:.04em}

/* legal */
.legal{max-width:820px;padding:48px 0 96px}
.legal h2{font-size:1.25rem;margin-top:1.8em}
.legal p,.legal li{color:#3a3f47}
.draft-banner{padding:16px 20px;border-radius:12px;background:#fff6e0;border:1px solid #f1d38a;color:#6b4e00}
.todo{display:inline-block;font-family:var(--head);font-size:.68rem;font-weight:800;letter-spacing:.08em;background:#fff1c2;color:#7a5500;border:1px solid #efcf73;padding:2px 7px;border-radius:6px;vertical-align:middle}

/* responsive */
@media (max-width:1100px){.sol-grid{grid-template-columns:repeat(2,1fr)}.how-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}
@media (max-width:960px){
  .site-header{backdrop-filter:none;-webkit-backdrop-filter:none;background:#fff}
  .nav-toggle{display:flex}
  .site-nav{position:fixed;inset:76px 0 0 0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:16px 20px 32px;overflow-y:auto;transform:translateX(100%);transition:transform .25s;border-top:1px solid var(--line)}
  .site-nav.open{transform:none}
  .nav-links{flex-direction:column;align-items:stretch;gap:0}
  .nav-links>li{border-bottom:1px solid var(--line)}
  .nav-links>li>a,.menu-btn{padding:16px 4px;font-size:1.05rem;width:100%;justify-content:space-between}
  .menu{position:static;width:auto;box-shadow:none;border:0;padding:0 0 10px;opacity:1;visibility:visible;transform:none;display:none}
  .has-menu.open .menu{display:block}
  .nav-cta{margin-top:20px}
  body.nav-open{overflow:hidden}
  .hero-grid,.page-hero-grid,.why-grid,.contact-grid{grid-template-columns:1fr}
  .hero-grid{padding:64px 0 72px}
  .hero-art{display:none}
  .app-layout{grid-template-columns:1fr;gap:20px;padding-top:24px}
  .progress{position:sticky;top:76px;z-index:20;background:#fff;margin:0 -20px;padding:10px 20px;border-bottom:1px solid var(--line)}
  .progress ol{display:flex;overflow-x:auto;gap:6px;scrollbar-width:none}
  .progress .lbl{display:none}
  .progress a{padding:4px}
  .progress-bar{margin-top:8px;height:4px}
}
@media (max-width:640px){
  .wrap{width:calc(100% - 32px)}
  .section{padding:64px 0}
  .sol-grid,.how-grid,.why-list,.grid,.confirm-grid,.footer-grid{grid-template-columns:1fr}
  .owner-row{grid-template-columns:1fr 1fr;}
  .owner-row .icon-btn{grid-column:2;justify-self:end}
  .step{padding:22px 18px}
  .upload-box{flex-direction:column;padding:20px}
  .yn{flex-direction:column;align-items:flex-start}
  .doc{flex-direction:column;align-items:flex-start;gap:6px}
  .doc .tag{margin-left:30px}
  .contact-form{padding:22px}
  .confirm-card{padding:28px 20px}
  .brand-apex{font-size:1.35rem}
  .progress{margin:0 -16px;padding:10px 16px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* mailto delivery */
.mailto-hint{margin:0 0 4px}
.mailto-fallback{margin:8px 0 18px;padding:18px 20px;border-radius:12px;background:var(--cloud);border:1px solid var(--line)}
.mailto-fallback p{margin-bottom:12px}
.mailto-fallback .summary{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:.82rem;line-height:1.5;background:#fff;min-height:160px}
.mailto-fallback .submit-row{margin-top:12px}
.contact-form .mailto-fallback .summary{min-height:110px}
.contact-direct .contact-name{font-family:var(--head);font-weight:700;font-size:1.05rem;color:#fff}

/* ---------- blog ---------- */
.wrap.narrow{width:min(820px,100% - 40px)}
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.post-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;transition:transform .2s,box-shadow .2s}
.post-card:hover{transform:translateY(-3px);box-shadow:0 1px 2px rgba(16,24,40,.05),0 14px 32px rgba(24,62,162,.14)}
.post-card a{display:flex;flex-direction:column;height:100%;color:inherit;text-decoration:none}
.post-card-img{aspect-ratio:16/9;background:var(--cloud);overflow:hidden}
.post-card-img img{width:100%;height:100%;object-fit:cover}
.post-card-body{padding:20px 22px 22px;display:flex;flex-direction:column;flex:1}
.post-card h2{font-size:1.12rem;line-height:1.3;margin:0 0 .5em;color:var(--charcoal)}
.post-card p{color:var(--muted);font-size:.94rem;margin:0 0 1em}
.post-card .sol-link{margin-top:auto}
.post-meta{font-family:var(--head);font-weight:600;font-size:.75rem!important;letter-spacing:.06em;text-transform:uppercase;color:var(--signal)!important;margin:0 0 .6em!important}
.post-head .eyebrow a{color:inherit;text-decoration:none} .post-head .eyebrow a:hover{text-decoration:underline}
.post-head h1{max-width:820px}
.post-byline{font-size:1rem}
.post{padding:40px 0 64px}
.post-hero-img{width:100%;border-radius:var(--radius);box-shadow:var(--shadow);margin-bottom:28px}
.post-note{font-size:.9rem;color:var(--muted);font-style:italic;border-left:3px solid var(--sky);padding-left:12px}
.post-body{font-size:1.06rem;line-height:1.75;color:#2b2f36}
.post-body h2{font-size:clamp(1.3rem,2.4vw,1.6rem);margin:1.8em 0 .6em}
.post-body h3{font-size:1.15rem;margin:1.5em 0 .5em}
.post-body ul,.post-body ol{padding-left:1.3em;margin:0 0 1.2em}
.post-body li{margin:.3em 0}
.post-body blockquote{margin:1.5em 0;padding:.6em 1.2em;border-left:4px solid var(--signal);background:var(--cloud);border-radius:0 10px 10px 0}
.post-body figure{margin:1.6em 0} .post-body figcaption{font-size:.88rem;color:var(--muted);margin-top:.5em}
.post-body a{word-break:break-word}
.post-cta{display:flex;gap:24px;align-items:center;justify-content:space-between;margin-top:40px;padding:28px;border-top:4px solid var(--signal)}
.post-cta h2{font-size:1.3rem;margin-bottom:.3em} .post-cta p{margin:0;color:var(--muted)}
.post-cta-btns{display:flex;gap:10px;flex-wrap:wrap;flex:none}
.post-back{margin-top:28px;font-family:var(--head);font-weight:600}
.nav-links a[aria-current="page"]{color:var(--royal)}
@media (max-width:1000px){.post-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.post-grid{grid-template-columns:1fr}.post-cta{flex-direction:column;align-items:flex-start}.post-body{font-size:1rem}}