APEXCommercial Funding

Application · Factoring & A/R

Factoring & Accounts Receivable Financing

Turn unpaid B2B and government invoices into working capital.

  • Invoice factoring
  • PO financing
  • A/R lines
  • Spot factoring

1Contact & company

If you are applying as an individual, enter your full name

2Ownership

List everyone who owns 20% or more. Owners at this level are usually asked to guarantee.

3Request details

$
$
Reason for the request

4Financial snapshot

$
$
$
$
An estimate is fine — we never pull credit from this form
$

5Disclosures

A "Yes" doesn't disqualify you. It helps us match you with the right funding source.

Bankruptcy by the business or any owner in the past 7 years?
Open judgments or tax liens?
Pending or threatened litigation?
Existing factoring, MCA, or other liens on business assets?
Late payments, defaults, or charge-offs in the past 24 months?

6Documents

Upload your documents securely

Files go straight to Apex's secure Dropbox intake folder for Factoring & A/R. Name files clearly (for example Rent-Roll_2026-10.xlsx), and send financials in Excel when you have them. PDF, XLSX, DOCX, JPG, and PNG are accepted.

Open secure upload

Tick each document as you upload it, or leave it for later. Required items can follow after you submit.

  • Required
  • Required
  • Required
  • Required
  • Required
  • Required
  • Required
  • Required
  • If applicable
  • Optional
  • Optional
  • If applicable
  • If applicable

7Consent & submit